12 youth financial literacy programs

EVERFI Teachers teaching grades 4–12 Free 5–7 ready-made lesson plans and games for financial literacy, covering:

  • Banking
  • Budgeting
  • Credit
  • Debt
  • Employment
  • Student loans
  • Taxes
Fifth Third Bank Young Bankers Club Teachers teaching grades 4–6 Free This 8-week program teaches kids how to apply financial knowledge with the help of Maximillion Money, a character that guides kids through a financial literacy game.

Kids learn:

  • Basic money calculations
  • Banking
  • Budgeting and spending
  • Loans
  • Jobs and income
  • Saving
  • Investing in stocks
  • Risk and insurance
Hands on Banking for Youth Parents and teachers of grades 1–12 Free Teachers and parents get access to 3–8 lesson plans, worksheets and engaging activities for each grade, teaching:

  • Coins
  • Earning money
  • Budgeting and spending
  • Saving
  • Giving to charity
  • Taxes
  • Insurance
Jump$tart Clearinghouse Parents and teachers of kindergarten through adulthood Free Search this library to find over 800 resources developed by educators and experts, including quizzes and games.

Resources cover everything from:

  • Allowances
  • Balancing a budget
  • Entrepreneurship
  • Investing
  • Taxes
  • Inflation
  • And more
Money 101 by Step High schoolers in one of Step’s 100+ participating schools Free High schoolers run through 6 lessons online via Step’s app, learning about:

  • Banking
  • Budgeting
  • Saving
  • Credit
  • Loans
  • Stocks and crypto investing
Money Smart for Young People by the FDIC Parents and teachers of pre-K–12 Free Get 6–22 printable lesson plans, handouts and teaching slides per grade, covering everything from:

  • Earning
  • Saving
  • Giving
  • Loans
  • Careers
  • Homeownership
  • Retirement
  • Insurance
MoneyTime Parents and teachers of grades 6–8 $12.95 per month or $66 per year for one child
25% off to add children This program provides 30 turnkey lesson plans with quizzes and a money management game that simulates real-life financial choices.

Kids learn:

  • Saving
  • Jobs and income
  • Spending
  • Borrowing
  • Buying real estate
  • Investing
  • Taxes
Operation HOPE Programs designed for all ages for schools or personal development Free Virtual learning program led by financial coaches and volunteers. Young adults can attend in-person workshops and 1:1 mentoring.
Programs cover:

  • Budgeting
  • Savings
  • Credit
  • Debt
  • Income
  • Identity protection
Schwab Moneywise Parents and teachers of grades pre-K–12th Free Parents and kids explore videos and lessons, while teachers tap curriculums developed by fellow teachers.

Kids learn:

  • Saving
  • Spending
  • Investing
  • Business
  • Economy
  • Cryptocurrency
  • Insurance
School Savings Parents who volunteer at their kids’ schools Free This program, approved by the US Department of Education, helps kids make savings deposits at school through Websaver.

It features:

  • An online savings register
  • Animated budgeting app
  • Prizes for kids who save throughout the year
Teach Children to Save Day Parents or teachers of grades K–8 Free Reach out to participating banks to set up a one-time educational event, taught by volunteer banks.

Events may cover:

  • Managing credit
  • Starting savings habits
  • Banking career
  • Budgeting
  • Needs vs. wants
  • Paying for college
TD Bank WOW!Zone Teachers of grades K–12 Free This program provides up to 10 lesson plans per grade and even TD Bank financial instructors, teaching:

  • History of money
  • Smart spending
  • Saving
  • Traditional and alternative banking
  • Types of credit
  • Careers and entrepreneurship
  • Virtual stock market game

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